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Employer Saver

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RISavers
Employer
Frequently Asked Questions
Employer FAQs

Does this program replace 401(k)s?

No, this program is not meant to replace or compete with 401(k)s or other qualified retirement plans.

Articles in this section

What if an employer doesn’t register for RISavers by the time the registration window closes?
Which businesses are eligible to facilitate in the program?
When do I need to enroll new employees?
What is considered a qualified, employer-sponsored retirement plan?
What if my payroll company won't help me administer the program or wants to charge a fee?
What if my employee does not want me to disclose their information?
What if an employee asks me for advice about the program or its investment options?
What if an employee already has a RISavers account through another employer?
What if a business doesn’t register for the program as required by law?
What do employers need to facilitate the program?

See more

Related articles

Do I need to facilitate the program if I have only a small number of employees?
Do family members who work for my business count as employees?

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